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Many people who found out about the words [http://www.keepmeoffwelfare.com Frugal living] imagine somebody surviving in darkness, eating only canned meals and suffering in order to save a few dollars. That's simply not true. Frugal living is not about suffering to save, depriving yourself of things you love for the sake to be frugal. It is about making smart financial decisions and saving money, so you can live living you want to live without dealing two jobs to cover it.

Frugal living means knowing when and the way much you should invest in something you want. By learning how to live frugally you'll avoid paying over the top for something that isn't worth it... or are available cheaper somewhere else or by using coupons and rebates. It's making a conscious effort to invest in smarter spending, even though that includes planning what you are going to buy, stockpiling food when it can be bought cheap and getting things you don't need right now only when the price is right.

[http://www.keepmeoffwelfare.com Frugal] living can be closely related to eco-friendly lifestyles, because senseless consumerism isn't part of the deal. Instead of buying, buying, and buying, the frugal lifestyle encourages repairing, cleaning and treating things with care so they have a longer life. In many cases, it also encourages better consumer decisions, because an item's value also takes into account how long it is going to last. Buying a cheap t-shirt that will last 5 washes, or a slightly more expensive one over a sale, that will last several seasons? You are able to guess which of these two options matches the frugal living lifestyle better.

[http://www.keepmeoffwelfare.com Austerity] - Living frugally takes more effort than taking the easy route and spending without thinking, it has many benefits. Everything that money you save through the use of coupons can go towards paying off your debts, or your mortgage, years until you are supposed to. It can also help keeping you off debt, and that is extremely important because understanding that you are in control of your money means you will live a far more secure and happier life. And it is also kinder towards the environment, so what's to not like?

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